Capital for your next equipment upgrade
We connect medical aesthetic practitioners with specialized lenders for lasers, injectables, and clinic expansion.
Soft credit check takes two minutes and does not impact your score.
- Laser Handpiece
- Injectable Inventory
- Soft Tissue Filler
- Medical Grade Laser
- Clinical Utilization
- Facility Buildout
- Body Contouring
- Aesthetic License
Medspa equipment and startup financing for aesthetics practitioners
Financing options matched to your situation, in one place.
- EQUIPMENT Laser machine financing Get fixed-rate terms for new or used aesthetic laser platforms.
- STARTUP Medical spa startup loans Secure funding for facility buildouts and initial equipment setup.
- WORKING Working capital loans Cover daily expenses like staff payroll and inventory restock.
- INVENTORY Injectable inventory Manage cash flow for bulk botulinum and dermal filler purchases.
- $15K–$750K Funding range
- 24–48 hours Average approval time
- 1 soft pull Impact on credit
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Niche expertise
- Our lenders understand laser device depreciation and ROI.
- We speak the language of clinical medical aesthetic workflows.
Flexible terms
- Fixed payment structures designed to match your monthly revenue.
- Terms ranging from 12 months up to 72 months to fit your plan.
Fast access
- Digital application process eliminates redundant paperwork.
- Approval decisions delivered within two business days on average.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Collateral requirements
Traditional banks often require excessive personal collateral for specialized medical hardware.
New practice status
Large lenders frequently reject applications from clinics with under three years of history.
Credit score volatility
Standard business loan automated systems often flag medical owners with fluctuating seasonal revenue.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Dermatology Clinic
Purchasing a high-end picosecond laser for tattoo and skin pigment removal.
Nurse Practitioner
Initial startup costs for a new boutique injectable-only aesthetic studio.
Medspa Owner
Bulk purchase of neurotoxin and dermal fillers for upcoming high-demand season.
Plastic Surgery Group
Expansion into a new suite including body contouring stations and cooling units.
Business growth resources
Beyond financing, we provide access to partners offering medical malpractice insurance and practice management software specifically for aesthetic clinics.